:root{--navy:#101d25;--ink:#192831;--muted:#617079;--red:#d82e36;--paper:#f5f6f5;--line:#dce1e2}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;color:var(--ink);background:#fff;font-family:'DM Sans',Arial,sans-serif;font-size:16px;line-height:1.65}h1,h2,h3,.brand{font-family:'Manrope',Arial,sans-serif;line-height:1.13;letter-spacing:-.045em}h1,h2,h3,p{margin-top:0}h2{font-size:clamp(30px,3.4vw,49px);font-weight:600;margin-bottom:25px}h3{font-size:23px;font-weight:600}a{color:inherit;text-decoration:none}a,button{-webkit-tap-highlight-color:transparent}button,input{font:inherit}a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible{outline:3px solid #da7139;outline-offset:5px}button{cursor:pointer}img{max-width:100%}.offerbar{background:var(--navy);color:#fff;text-align:center;font-size:13px;padding:10px 24px;letter-spacing:.01em}.offerbar a{margin-left:35px;color:#cad3d8}.offerbar 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@media(min-width:1600px){.herocontent{padding-left:10%}.hero{height:760px}.herocontent{padding-top:95px;max-width:1050px}}
@media(max-width:1100px){nav{gap:16px;font-size:12px}.brand{font-size:11px}.monogram{font-size:32px}.personal{gap:45px;padding:60px 6%}.section>.cards:has(.card:nth-child(4)){grid-template-columns:repeat(2,1fr)}.herotag{display:none}.articlelayout{gap:40px;padding:55px 6%}.truststrip{font-size:11px}.truststrip>span+span,.truststrip>a{padding-left:12px}.footgrid{gap:24px}.card{padding:25px}}
@media(max-width:760px){.offerbar{font-size:11px;padding:8px 16px}.offerbar a{display:none}header,header.compact{height:79px;padding:0 6%}.brand{font-size:11px}.brand small{font-size:9px}.monogram{font-size:32px}.menu{display:block;background:none;border:1px solid var(--line);font-size:22px;line-height:1;padding:9px;border-radius:4px;color:var(--ink)}nav{position:absolute;top:100%;left:0;right:0;background:white;border-bottom:1px solid var(--line);display:none;padding:24px;box-shadow:0 10px 20px #0001}nav.open{display:flex;flex-direction:column;align-items:stretch;gap:0}nav>a{padding:16px;font-size:16px}.hero{height:auto;min-height:690px}.herocontent{padding:62px 6% 48px}.hero h1{font-size:46px;line-height:1.12}.hero p{font-size:16px;max-width:90%}.hero .eyebrow{font-size:10px;letter-spacing:.12em;max-width:300px}.heroimg{object-position:63% center}.heroshade{background:linear-gradient(90deg,#061319df,#06131970),linear-gradient(0deg,#06131977,transparent)}.heronote{font-size:11px;max-width:300px;line-height:1.6}.truststrip{display:grid;grid-template-columns:1fr 1fr;padding:20px 6%;font-size:11px;gap:16px}.truststrip>span+span,.truststrip>a{border:0;padding:0}.section{padding:60px 6%}.sectionhead{display:block;margin-bottom:30px}.sectionhead>p,.sectionhead>.textlink{margin-top:20px}.cards,.section>.cards:has(.card:nth-child(4)),.guideindex .cards{grid-template-columns:1fr!important}.card{min-height:230px}.personal{grid-template-columns:1fr;gap:35px;padding:50px 6%}.personalmark,.personalmark img{height:490px;min-height:0}.personalmark img{object-position:center 20%}.steps{grid-template-columns:1fr;gap:25px;margin-top:30px}.steps span{margin-bottom:17px}.steps p{max-width:none}.darksection{grid-template-columns:1fr;padding:60px 6%;gap:35px}.faqsection{grid-template-columns:1fr;gap:15px}.cta{grid-template-columns:1fr;padding:50px 6%;gap:25px}.cta>div:last-child{text-align:left}.cta .phone{margin-left:0}.footgrid{grid-template-columns:1fr 1fr;gap:35px}.footgrid>div:first-child{grid-column:span 2}footer{padding-bottom:90px}.floating{bottom:15px;right:15px;font-size:13px}.articlehead{padding:35px 6%}.articlehead h1{font-size:39px}.articlehead>p{font-size:18px}.byline{flex-wrap:wrap;gap:8px 20px}.articlelayout{grid-template-columns:1fr;gap:20px;padding:40px 6%}.articlelayout aside{position:static}.articlelayout aside>ol,.articlelayout aside>.eyebrow{display:none}.articlelayout article p{font-size:17px}.articlelayout h2{font-size:26px}.filters{gap:8px}.filter{font-size:12px;padding:8px 12px}.crumb{line-height:1.8}.hero .button{max-width:100%;font-size:13px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
/* Editorial interiors */
.rich-head{background:#112d40;color:#fff;padding-top:40px;padding-bottom:60px}.rich-head .crumb,.rich-head .byline span{color:#c3d4df}.rich-head .eyebrow{color:#ffc3b8;font-size:12px}.head-columns{display:grid;grid-template-columns:1.12fr 1fr;gap:55px;align-items:center}.rich-head h1{font-size:clamp(35px,3.8vw,58px);line-height:1.12}.head-columns>div>p{font-size:19px;line-height:1.75;color:#e0e9ee}.rich-head .byline{flex-wrap:wrap;font-size:14px;gap:8px 20px}.jump-faq{display:inline-block;margin-top:24px;font-size:14px;border-bottom:1px solid #7794a6;padding-bottom:4px}.editorial-photo{margin:36px 0 45px;overflow:hidden;border-radius:8px;background:#e5ebee}.editorial-photo img{display:block;width:100%;height:auto;aspect-ratio:3/2;object-fit:cover}.lead-photo{margin:0;box-shadow:16px 16px 0 #234658}.reading-intro{font-size:19px;border-left:3px solid #d82e36;padding-left:25px;margin-bottom:36px}.articlelayout .reading-intro p{color:#243d4b;font-size:19px}.answer-box{background:#e6f0f5;border-top:4px solid #226c92;padding:30px;margin-bottom:45px;border-radius:0 0 7px 7px}.answer-box .eyebrow{color:#245c79;margin-bottom:14px;font-size:12px}.articlelayout .answer-box h2{font-size:25px}.articlelayout .answer-box p{margin-bottom:0;font-size:17px;color:#244759}.reading-section{position:relative;padding-top:10px}.section-number{display:block;color:#a92730;font-size:13px;font-weight:700;letter-spacing:.14em;margin-bottom:14px}.articlelayout article .reading-section p{margin-bottom:20px}.inline-contact{background:#a52230;color:#fff;padding:32px;border-radius:7px;margin:35px 0 45px}.inline-contact>span{font-size:26px;font-family:Manrope,Arial,sans-serif;letter-spacing:-.03em;font-weight:600}.articlelayout .inline-contact p{color:#ffebed;font-size:17px;margin:15px 0 22px}.inline-contact .button{background:white;color:#8c1a25}.inline-contact .button:hover{background:#ffe2e6}.author-mini{display:flex;align-items:center;gap:15px;margin-bottom:28px;padding-bottom:25px;border-bottom:1px solid #d8e1e6}.author-mini img{width:68px;height:80px;object-fit:cover;object-position:center 12%;border-radius:6px}.author-mini b{display:block;line-height:1.3;font-size:15px}.author-mini span{display:block;font-size:13px;line-height:1.6;color:#546d7d;margin-top:6px}.articlelayout{grid-template-columns:minmax(0,2.3fr) minmax(245px,1fr)}.articlelayout aside{max-height:calc(100vh - 130px);overflow:auto;padding-right:8px;scrollbar-width:thin}.topic-faq{background:#112d40;color:#fff}.topic-faq .eyebrow{color:#ffc3b8}.topic-faq h2{font-size:clamp(28px,3vw,40px);line-height:1.2}.topic-faq p{color:#d4e2eb}.topic-faq details{border-bottom-color:#456071}.topic-faq summary{font-size:17px}.topic-faq details p{font-size:16px;color:#dce8ef;line-height:1.8}.topic-faq>div:first-child>p{font-size:17px}.comparison-section{margin:50px 0}.comparison-section>.eyebrow{font-size:12px;color:#8f2531;letter-spacing:.1em}.table-scroll{overflow:auto;border:1px solid #c8d7df;border-radius:7px}table{border-collapse:collapse;width:100%;min-width:580px;font-size:15px;line-height:1.7}caption{padding:17px;text-align:left;background:#eef4f7;font-weight:700}th,td{text-align:left;vertical-align:top;padding:18px;border-bottom:1px solid #d6e1e7}thead th{background:#173c53;color:#fff;font-weight:600}tbody th{width:24%;background:#edf3f6;font-weight:600}tbody tr:nth-child(even) td{background:#f6f8f9}.sources>a{display:block;margin:10px 0}.device-guide{padding:30px;background:#eef4f7;margin:35px 0}.device-guide dl{display:grid;grid-template-columns:1fr 1.6fr;gap:0}.device-guide dt,.device-guide dd{margin:0;border-bottom:1px solid #c9d8e0;padding:13px 8px;line-height:1.65}.device-guide dt{font-weight:700;color:#173c53}.device-guide .textlink{margin-top:15px}.eyebrow{font-size:12px}.card .eyebrow{font-size:12px}.card p{font-size:16px}.cardlink{font-size:14px}.guideindex .filter{font-size:14px}.articlelayout aside .eyebrow{font-size:12px}.articlelayout ol{font-size:14px}.asideoffer>span{font-size:12px}.asideoffer .button{font-size:14px}.guideindex .cards{align-items:stretch}.rich-head a:hover,.topic-faq summary:hover{color:#ffc3b8}
@media(max-width:1050px){.head-columns{gap:32px;grid-template-columns:1.05fr 1fr}.rich-head{padding-left:6%;padding-right:6%}.rich-head h1{font-size:39px}.articlelayout{gap:35px}.articlelayout .asideoffer{padding:20px}.articlelayout .asideoffer .button{gap:10px;padding:13px}}
@media(max-width:760px){.head-columns{grid-template-columns:1fr;gap:32px}.rich-head{padding-top:30px;padding-bottom:42px}.rich-head h1{font-size:36px}.head-columns>div>p{font-size:18px}.lead-photo{box-shadow:8px 8px 0 #234658}.articlelayout{grid-template-columns:1fr}.articlelayout aside{position:static;max-height:none;overflow:visible;padding:0}.articlelayout aside>.author-mini{margin-top:15px}.reading-intro{padding-left:18px}.articlelayout .reading-intro p{font-size:18px}.answer-box{padding:24px}.inline-contact{padding:25px}.inline-contact>span{font-size:24px}.topic-faq{gap:20px}.topic-faq h2{font-size:30px}.editorial-photo{margin:30px 0}.lead-photo{margin:0}.device-guide{padding:22px}.device-guide dl{grid-template-columns:1fr}.device-guide dt{padding-bottom:0;border:0}.device-guide dd{padding-top:6px}.comparison-section>.eyebrow{line-height:1.7}.articlelayout article{min-width:0}.reading-section h2{overflow-wrap:break-word}}
.cta-person{display:flex;align-items:center;justify-content:center;gap:15px;margin-bottom:22px;text-align:left}.cta-person img{width:66px;height:75px;object-fit:cover;object-position:center 12%;border-radius:6px}.cta-person span{font-size:14px;color:#3e5767;line-height:1.6}.cta-person b{color:#142b3a;font-size:16px}@media(max-width:760px){.cta-person{justify-content:flex-start}}/* Privacy controls */
.legal-links{display:flex;flex-wrap:wrap;gap:14px 24px;align-items:center;margin-top:18px}.legal-links a,.legal-links button{font:inherit;font-size:14px;color:#d7e4eb;text-decoration:underline}.legal-links button{padding:0;border:0;background:transparent;cursor:pointer}.cookie-banner{position:fixed;bottom:20px;left:20px;right:20px;z-index:90;max-width:1250px;margin:auto;background:#fff;color:#163044;border:1px solid #aabdc9;border-radius:12px;box-shadow:0 12px 65px #071d4260;padding:27px 30px;display:grid;grid-template-columns:1.55fr 1fr;gap:35px;align-items:center}.cookie-banner .eyebrow{font-size:12px;color:#932333;margin-bottom:8px}.cookie-banner h2{font-size:25px;margin:0 0 12px}.cookie-banner p{font-size:15px;line-height:1.6;margin:0 0 10px}.cookie-banner a{font-size:14px;text-decoration:underline}.cookie-actions{display:flex;gap:10px;flex-wrap:wrap}.cookie-actions button,.legal-button{flex:1;min-width:106px;border:1px solid #193f57;border-radius:5px;background:#173c53;color:#fff;padding:12px 15px;font-size:14px;line-height:1.45;font-weight:600;cursor:pointer}.cookie-actions button:hover,.legal-button:hover{background:#285971}.cookie-actions button:focus-visible{outline:3px solid #d1353f;outline-offset:3px}.consent-visible .floating{visibility:hidden}.consent-visible{padding-bottom:240px}#cookie-dialog{max-width:720px;width:calc(100% - 32px);max-height:90vh;padding:28px;border:0;border-radius:12px;color:#193444;box-shadow:0 20px 90px #0005;overflow:auto}#cookie-dialog::backdrop{background:#061a2fb5}.cookie-dialog-head{display:flex;align-items:start;gap:20px;justify-content:space-between}.cookie-dialog-head h2{font-size:28px;line-height:1.2;margin-bottom:18px}.cookie-close{background:transparent;border:1px solid #aabecb;border-radius:5px;min-width:36px;height:36px;font-size:24px;line-height:1;color:#163c53}.cookie-option{border-top:1px solid #cedae1;padding:24px 0;display:grid;grid-template-columns:1fr 110px;gap:20px;align-items:start}.cookie-option h3{font-size:19px;letter-spacing:-.02em;margin-bottom:10px}.cookie-option p{margin:0;font-size:15px;color:#455e6d}.necessary-label{font-size:13px;background:#e4eef3;color:#24475c;padding:7px 9px;border-radius:4px;text-align:center}.font-choice{display:flex;gap:9px;align-items:center;font-size:14px;cursor:pointer;min-height:40px}.font-choice input{accent-color:#173c53;width:20px;height:20px;cursor:pointer}.cookie-detail{font-size:14px;color:#455e6d}.cookie-detail a{text-decoration:underline}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.legal-document{max-width:1080px}.legal-document p,.legal-document li{font-size:17px;line-height:1.85;color:#3c5361}.legal-document a{text-decoration:underline;color:#17537b}.legal-document h2{line-height:1.3}.legal-document table{font-size:15px}.legal-document ul{padding-left:25px}.legal-pending{padding:25px;background:#fff1d8;border-left:4px solid #996215;border-radius:4px;margin-bottom:35px;color:#67410b}.legal-pending p{font-size:15px;margin:12px 0 0;color:#67410b}.legal-summary{padding:30px;background:#e9f2f6;border-left:4px solid #235e80;margin-bottom:35px}.legal-button{display:inline-block;flex:none}.legal-identity{display:grid;grid-template-columns:1fr 1.7fr;gap:0;margin:25px 0}.legal-identity dt,.legal-identity dd{margin:0;padding:14px;border-bottom:1px solid #d7e2e8}.legal-identity dt{font-weight:600;background:#edf3f6}.legal-identity dd{overflow-wrap:anywhere}.legal-identity mark{background:#fff2d8;color:#694100;padding:2px 3px}.no-script-privacy{background:#eaf0f4;color:#203b4b;padding:18px;font-size:14px}.no-script-privacy a{text-decoration:underline}@media(max-width:850px){.cookie-banner{grid-template-columns:1fr;gap:18px;padding:22px;left:12px;right:12px;bottom:12px}.consent-visible{padding-bottom:350px}.cookie-actions button{min-width:95px}}@media(max-width:500px){.cookie-banner{padding:19px;max-height:75vh;overflow:auto}.cookie-banner p{font-size:14px}.cookie-banner h2{font-size:23px}.cookie-actions{gap:7px}.cookie-actions button{font-size:13px;min-width:85px;padding:12px 9px}.cookie-option{grid-template-columns:1fr;gap:12px}.necessary-label{justify-self:start}.cookie-dialog-head h2{font-size:25px}#cookie-dialog{padding:22px}.legal-identity{grid-template-columns:1fr}.legal-identity dt{border-bottom:0;padding-bottom:8px}.legal-identity dd{padding-top:8px}.consent-visible{padding-bottom:410px}}